Introducing Afterpay

 

How It Works

Buy what you want today, receive it on time, and pay for it in four interest-free installments.

 

Pay for your purchases over four equal installments.

Due every two weeks. Allows you to pay over time

 

Pay nothing extra when you pay on time.

Make payments on time, and you'll only pay the price of the item(s) you've purchased. Late fees may apply for missed payments.

 

Get instant approval online, with no credit card applications.

Forget about long, complicated application forms. Afterpay's platform makes it quick and easy to get an approval decision and keep shopping.

Installments with Afterpay is a service that allows you to make purchases now and pay for them over time. To learn more, visit www.afterpay.com [https://www.afterpay.com/en-US]

Simply shop online and add items to your shopping bags and checkout as normal. At the checkout, choose Afterpay as your payment method. First-time customers will need to register with Afterpay and provide payment details, as usual, returning customers simply log in to make their purchase. It's that easy!

Please note that all items in your shopping bag must be eligible for Installments with Afterpay. A minimum purchase amount of $35 may apply and you must meet additional eligibility requirements to qualify.

Afterpay is only offered to our customers who have a US billing address, US shipping address, a US credit card, debit card, or bank account, and a US mobile phone number. Customers with international billing addresses, shipping addresses, and/or phone numbers will not be able to set up an account with Afterpay.

For pay-in-4 payments, generally customers are required to make their down payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method.

For monthly payments, customers may be required to make a down payment at the time of purchase. The remaining payments will be deducted every month from your payment method until all scheduled payments are complete.

For all Afterpay payments, you can log in to your Afterpay account to view your payment schedule and make a payment before the due date if you choose to do so.

Afterpay orders will be delivered based on the delivery time frames provided by Camera Ready Cosmetics once you have successfully placed your order online.

Yes, transaction value limits apply to purchases made on www.camerareadycosmeticsshop.com using installments by Afterpay. The current limit is $2000 on a single transaction

There are certain items that are restricted from purchase using Afterpay. Currently, any products containing CBD ingredients are not eligible for purchase using Afterpay

Subject to Camera Ready Cosmetics’ return and refund policies. Please check that your return or exchange meets Camera Ready Cosmetics Return policy here. Afterpay will be notified of your return and will process the appropriate refunds. Please do not return your purchase to Afterpay.

If you are fully returning items you purchased using the monthly payments option and a refund is owed, any amounts paid towards the good or service will be refunded; any interest that has already been paid will not be refunded. You may be charged interest for the period of time before your refund is processed.

If you believe there is fault or concern with your Afterpay purchase payment, please contact Afterpay customer support at [email protected]

You will be prevented from using Afterpay and you may be charged a late fee.

Afterpay will be notified once your refund is processed.

If you purchased using pay-in-4, your payment plan will be automatically adjusted to reflect the new total order value starting with the last payment and working backward. In the case where a refund amount is larger than 25% of the total order, Afterpay will eliminate the fourth installment payment and apply the remaining amount to your earlier payments.

If you purchased using monthly payments, interest already paid will not be refunded. Any amounts paid toward the good or service will be adjusted, interest will be recalculated based upon the adjusted amount.

Pay-in-4 purchases are always interest-free.
Monthly payments may include interest. If your installment loan includes interest, you will be able to see the amount you will owe before completing the purchase.

If you would like to know more about Afterpay, visit the Afterpay website www.afterpay.com [https://www.afterpay.com/en-US] for a comprehensive list of FAQs, [https://help.afterpay.com/hc/en-us] Terms of Service, [https://www.afterpay.com/en-US/terms-of-service] Pay-in-4 Installment Agreement [https://www.afterpay.com/en-US/installment-agreement], Monthly Payment Loan Agreement [https://www.afterpay.com/en-US/loan-agreement]as well as Afterpay's Privacy Policy [https://www.afterpay.com/en-US/privacy-policy].

If you have any questions about your Afterpay account, please contact Afterpay directly via a web form found here [https://help.afterpay.com/hc/en-us/requests/new].